- Purchase Church Loans
- Purchase Church Loans

A CIF loan allows churches the freedom to finance—or refinance—their specific real estate requirements. This indicates that new buildings are being built, classrooms or youth rooms are being extended, or your present campus is being renovated. Mission-minded individuals who invest with CIF and other churches or ministries who pay CIF mortgages make these monies accessible for any cause. As a result, when you take out a loan with CIF, ministry takes place.

Flexible loans with customized loan development
We can tailor a solution to meet your needs, whether you need an operating line of credit, a cheaper interest rate, or a construction loan to expand your ministry.

Believers' community
Our annuity program, which matches the goals of like-minded Christians from the local community who want to help develop the church and its ministries via their investments, provides funding for our church loans.

A Faith-Based Business
Church communities have a long history of putting their beliefs into action through sharing resources. We are dedicated to assisting people in reconciling their faith and their finances.
How Church Loans Work

You are cooperating with a gospel-centered ministry when you pick AMA Financial Network. Through the ministry of finance, AMA Financial Network has been supporting Christian and like-minded congregations. Our lending offerings provide our customers with quick and cheap church real estate financing choices.
Apart from having the same end goal — the establishment of God's Kingdom — churches have a number of similarities. The credit options offered by AMA Financial Network also set it apart:
At the time of loan closing, there are no origination costs.
There are no consequences for paying in advance. Our churches are allowed to pay down or pay off their debts at their own pace.
There are no loans that are balloon notes. This means that churches are exempt from having to refinance every three or five years.
does not impose cash flow restrictions that borrowers must follow over the duration of the loan to be in good standing.

- Payments are lower each month.
- Term loans that encourage stewardship
- Assets might be used to expand the ministry.
- Fixed-rate solutions that are cost-effective
- Loans with a distinct design
- There is no penalty for paying in advance.
- Adapt to changes in financial flow
- Choose between a secured and an unsecured option.
- Variable rates that are competitive
- Option for automatic payment
- No pre-payment penalty